The following excerpt comes from a UK accident claims company who have requested a sponsored content piece. The article concerns accidents on the UK roads which lead onto car crash claims.
Car crash claims can arise out of many situations, as road accidents can happen at any time after all. If you think of the amount of time that a person spends behind the wheel, and the multitude of dangerous drivers on the road and different weather scenarios then it is no surprise that a significant number of accident claims for compensation claims are brought about due to car crash injuries.
Health and safety plus road safety guidelines are stringently enforced by the police and local council and prosecutions can follow for drivers who show disregard for road safety requirements – it’s fair to say that the courts view such matters very seriously.
The Police will often investigate such matters, especially if a fatality has occurred. The matter will then be reported to the prosecuting authorities for consideration as to the whether or not court proceedings should be initiated. In all such situations, no matter how minor the injury, compensation can be a key factor and consideration for anyone making UK claims.
For the employee, compensation will allow the matter to be brought to a better conclusion and, in the event of serious injuries it can take in to account the impact on the injured person`s life, the fact that they may not be able to work again or only at a reduced capacity and whether or not any care arrangements require to be out in place.
This can extend as far as making changes to a person’s home or living arrangements and providing for 24 hour care if need be.
Such requirements should not be placed upon family members or friends, no matter how keen they are to help.
Given the high likelihood of car accidents occurring on the UK roads, all drivers by law are required to have car and vehicle insurance. This is a statutory requirements and allows insurance cover and protection for both drivers, passengers and members of the public who are at risk of injury.
The existence of this insurance goes a great way to ensuring that injured drivers or passengers are compensated in the event of injury that was not their fault.
Rather than drivers having to take claims against the local council who maintain the roads – who may not be liable to pay the necessary levels of compensation – the accident claim is intimated through a solicitor to the driver who will then pass the matter on to their insurer.
The insurers then have their own solicitors who will communicate directly with the solicitor for the injured party. This is clearly a much smoother and less stressful process than a driver requiring to enter in to such discussions with their accident claims company.
The driver would perhaps be intimidated and would also not know the levels of compensation that were appropriate, or the matters to include within the scope of the claim.
Given that solicitors are involved, legal precedents will be known by each negotiating party meaning that the matter can quickly be resolved. It is the norm that the employers solicitor will initially deny liability for the injury but this is only a way of protecting their client`s position until all of the relevant evidence has been gathered, including medical records and details of how the accident occurred.
Once established liability is usually agreed and the appropriate level of compensation determined. Evidence is very rarely required in compensation claims arising out of accident claims and personal injury matters.